1. Acceptance of Terms

By accessing and using QuietLedger ("the Service"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these terms, please do not use the Service.

2. Description of Service

QuietLedger is a financial management platform designed for solo entrepreneurs, freelancers, and small business owners. The Service provides tools for:

• Tracking income and expenses
• Creating and sending invoices
• Recording mileage for tax deductions
• Generating financial reports and tax estimates

3. User Accounts

To use the Service, you must create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information to keep it accurate and current
• Maintain the security of your password and accept all risks of unauthorized access
• Notify us immediately of any unauthorized use of your account

You are responsible for all activities that occur under your account.

4. Acceptable Use

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe on the intellectual property rights of others
• Transmit any malicious code or harmful content
• Attempt to gain unauthorized access to our systems or other users' accounts
• Use the Service for any fraudulent or illegal purpose
• Interfere with or disrupt the Service or servers

5. Financial Information Disclaimer

QuietLedger provides financial tracking and reporting tools but does not provide tax, legal, or financial advice. You should:

• Consult with a qualified accountant or tax professional for tax-related questions
• Verify all calculations and reports generated by the Service
• Understand that tax estimates are approximations and may not reflect your actual tax liability

We are not responsible for any errors or omissions in your financial data or for any decisions made based on information provided by the Service.

6. Intellectual Property

The Service and its original content, features, and functionality are owned by QuietLedger and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You retain ownership of the financial data you input into the Service. By using the Service, you grant us a limited license to use your data solely to provide and improve the Service.

7. Service Availability

We strive to provide reliable service but do not guarantee that:

• The Service will be uninterrupted or error-free
• Defects will be corrected immediately
• The Service will be free from viruses or harmful components

We reserve the right to modify or discontinue the Service at any time with or without notice.

8. Limitation of Liability

To the maximum extent permitted by law, QuietLedger shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the Service
• Any unauthorized access to or use of your data
• Any errors or omissions in the Service

9. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms.

You may terminate your account at any time by contacting us or using the account deletion feature in your settings.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last updated" date.

Your continued use of the Service after any changes constitutes acceptance of the new Terms.

11. Contact Us

If you have any questions about these Terms, please contact us at:

Email: legal@quietledger.com